18. April 2010 by admin.

FHA Short Sales…Get Paid to Move out!

The U.S. Housing and Urban Development (HUD) is helping borrower (s) move from their home with a program called Pre-Foreclosure Sale (PFS Program). This program allows borrowers who have fallen short on their payments and are now in pre-foreclosure sell their homes short of what they owe.

Basically, how the program works is if you meet certain criteria set forth by HUD…HUD will perform a new appraisal of your home and accept roughly 88% of the current homes value satisfying he old mortgage note.

Key Factors are:

• Borrowers/Sellers will receive cash incentive of up to $1,000
• The Mortgagee (your lender) or HUD will not pursue the borrower for a deficiency judgment
• Borrowers/Sellers must professionally & actively market property for up to 3 months which will delay any foreclosure proceedings.
• Must have a marketable title, title search must be performed and all liens should be cleared/discharged prior to closing
• Borrower can be current at time of submission but must be delinquent by at least 30 days prior to the closing
• Property values are determined by an FHA certified appraiser, using a “as-is” Fair Market Value (FMV)
• Mortgagor/Sellers must maintain property in “ready to show” condition
• Mortgagee/ lender must respond within 5 working days from receipt of the executed contract

Eligibility:
• The property must be owner-occupied, no “walk-a ways” or investment properties. Exceptions: when it is verifiable that the need to vacate was related to the cause of default (job loss, transfer, divorce, death), and the subject property was not purchased as rental investment, or used as a rental for more than 18months.

• The Mortgagor must be 31 days or more delinquent at the time of the Pre-foreclosure Sale closing.

• The Mortgagor must provide documentation substantiating a reduction in income or an increase in living expense, and documentation that verifies the Mortgagors need to vacate the property (if applicable).

For more information call 1-877-427-9696

Contributers

Short Sale Title Company

What is a Short Sale

Short Sale Realtor

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14. December 2009 by admin.

Why Choose Assure America Title Company?

Title Company in Miami 

Assure America Title Company’s services have been designed, to meet the ever-changing needs of consumers, real estate professionals, banks & lenders, ensuring that we: 

	Provide Title Commitment within 24 Hours for Super Fast closings if need be
	Ambitiously clear title related issues to include satisfactions, payoff, survey, municipal lien searches, estoppel letters, condo/co-op questionnaires, homeowner’s association letters and subordinations
	Provide Closers that will travel to you at a moments notice, 24 hours a day, anywhere through out the nation and that understand, the importance of closing the transaction
	Ability To Price Match any Written Quote
	Accessibility - We are available 24 hours a day for any emergency, and our offices are on staff and fully operational, at the very least, between 9:00 a.m. to 7:00 p.m.
	Provide you with a HUD prior to closing so that you can review any and all fees associated with your transaction
	1031 Exchange service provided for investors

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29. November 2009 by admin.

Own a home or commercial property in Miami, Title Company in miami can handle all your title insurance needs.

24 hour searches and can provide closers at a moments notice.

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26. November 2009 by admin.

Buying. Selling. Refinancing. 

All Require Title Company

Get a quote at Florida Title Insurance Rate and Save Now!

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25. November 2009 by admin.

South Florida Title Company is an Assure America Title Co. site and can provide you with ultra fast title searches or commitments giving you the ability to close your loan in 24 hours

To obtain a quote go to South Florida Title Company

Their Closers come to you

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24. November 2009 by admin.

Great florida title insurance company

Assure America Title Co. will provide you with a title insurance quote.

Obtain your title commitment in less than 24 hours

Same day service on title searches

Florida Title Insurance Company

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22. November 2009 by admin.

Florida based national title company providing customers with quality & efficient national title service. They can provide title commitments at industry fast turn times, so that you can clear your lenders conditions quickly. 

Consumers request a quote for fees

Assure America Title Insurance Company

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