Archive for the Cool Sites Category

Realtor professionalism

22. December 2010 by admin.

Or at least what has happened to the way we treat each other, and our clients. Today I am a bit sad and questioning my profession a bit, even though I know in my heart that I am real good at what I do and will be fine and full of vigor tomorrow.

I am sad for my client who has fallen victim to a selling agent that is being fed foreclosurers by banks who are failing to notice that in my opinion a huge number are selling to her own clients.

Fort Lauderdale Condos

My client lives next door to this home, he is renting and wanted to buy the home next door. We attempted over and over again to contact the bank that owned the property. For months we got nowhere.

When the agents sign went up in the window we immediately called. For weeks we were unable to find it in the MLS. We were told that the foreclosure had been pulled back by the bank and they were waiting an update. They took my number, but never called me back.

The property appeared on the MLS. My client and I were there on day one, over three weeks ago and wrote the offer, with an escrow check and a preapproval letter. It was downloaded into her online order system, we received confirmation, and that was the last we heard.

We were told they take no phone calls, we also know from experience they do not answer emails, simply go online and check. Well as of this minute it reads “submitted waiting response”, the same thing it has read for three weeks.

This morning I requested another showing via her online system, it confirmed and gave me the lockbox code. My initial plan of the day was to speak to my client about raising the offer far above asking price. The code to enter the property was wrong. Within an hour my client called that he was sitting in his home watching the home next door be inspected, he had just met the buyer.

The property is still active on our MLS, her website shows 180 active listings even though the MLS shows only 40, our offer is still “submitted waiting responce”.

I am not sad about the deal I have lost, I think my buyer will stick with me. I am sad that some Realtors have lost touch with professionalism so much that they can’t even contact an agent back. If she had a higher offer simply, say so. I am suspect on never receiving the “highest and best” request. Fort Lauderdale Real Estate

At this point I have asked the agent to call me by Monday afternoon, at that point I may approach the board of Realtors, I am finding this entire situation embarrassing for all parties concerned.

Any thoughts. …?

Eric Miller

Broker Associate

Keller Williams Realty Professionals

(954) 383-8170

visit us on the web at www.FTLRealEstate.com and www.FortLauderdaleGroup.com

Title Insurance Quote

What is a short sale?

What is title insurance?

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Florida title insurance rebate

21. October 2010 by admin.

Deerfield Beach, FL (PRWEB) October 20, 2010

Do you consider yourself frugal? Smart? Sophisticated? All of the above? For many, the answer is “yes.”

So why leave hundreds, if not thousands of dollars on the table when selling, buying or refinancing property in Florida?

“Title companies in Florida are prohibited from discounting a title insurance premium rate set by the state. But they can offer a rebate,” said Assure America Title Company president Anthony Crupi. “Just by asking, consumers can receive from my company title insurance rebates of up to 20 percent.”

A $500,000 home sale in Florida requires payment of title insurance at $2,575. A $1 million dollar home costs $5,075 in title insurance.

“In most counties in Florida, a 20 percent rebate could put $515 back in your pocket if you sold a $500,000 home, or $1,015 on a $1 million home,” Crupi said.

“The buyer pays the title fee in Broward, Miami-Dade and Monroe counties, while the seller pays the fee in Palm Beach County and the rest of the state. Theoretically, a person selling a home in Palm Beach County and buying a new home in Broward or Miami Dade would have to pay title insurance fees twice,” Crupi said.

“There are many closing costs involved in buying and selling property. You pay real estate commissions, attorney fees, and taxes to record the sale and transfer of a property. With the economy sluggish and real estate prices down in many cases, it makes sense to be an educated consumer and seek to cut costs where possible,” Crupi added. “The state allowed title insurance rebate program we offer can be significant.”

Assure America Title Company provides a variety of title services to protect home buyers and lenders against losses because of title defects or liens on property. The company offers services throughout the United States but has a particularly strong presence in Florida. Services offered include:

Settlements for Purchase/Refinance
Free Short Sale Processing
Title and Liens Searches
Deed Preparation
Escrow Services
Closing Services
Commercial Title Services
1031 Exchange

To learn more about the types of services Assure America Title Company offers, including the Florida Title insurance rebate program, call 1-877-427-9696, or visit the company web site at http://www.assureamericatitleinsurance.com.

Full Story

What is a short sale?

What is title insurance?

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Short Sale Benefits

16. September 2010 by admin.

The unnoticed benefits of a Short Sale…Recently we helped an Air Force Officer and Homeland Security Guard avoid foreclosure by successfully completing short sales on their behalf. A short sale meant more to them then most may realize, foreclosure didn’t just mean losing their home, it meant losing their security clearance at work. The lesser impact of a short sale and by avoiding a foreclosure judgment, both individuals were able to keep their security status at their jobs. Confirming what we learned at Clearancejobs.com, the #1 reason individuals are denied security clearance is “Financial Considerations”.

After helping and getting to know both of these individuals, we realized the underlying benefits that go along with a short sale. There are many benefits to a short sale vs. a foreclosure and sharing them with potential clients will help you solidify those relationships. Maybe you know a Government worker who is facing foreclosure and doesn’t realize the severity of it. Maybe this experience will help them.

There are many ways we can work together and support you with your clients.

When it comes to short sales, we offer 2 levels of service:

Full Short Sale Processing – From listing to closing we will help gather documents, provide a free preliminary title search, submit file, follow up and obtain a Short Sale approval. NO UPFRONT COSTS…We get paid when you get paid at Closing! No Attorney or Short Sale Processing Fees.

24 Hr. HUD Service – Many realtors like to retain control of their short sale and our 24 Hour HUD service was created to support them. We will provide you with a Free Preliminary search and all the updates you may need to successfully complete the short sale.

If you’re interested in hearing more about how we can help you,

Please Call Me… 1-877-427-9696

Short Sale Package Available Upon Request

Thank You,
Anthony Crupi
Assure America Title Company
“Our Knowledge is your Advantage”

Contributers:
What is a Short Sale

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Miami Home Refinancing

9. August 2010 by admin.

Fast Refinancing in miami…Try Miami Home Refinancing

Miami Refinance - Direct Mortgage Lender based out of South Florida servicing Miami Beach mortgages, Fort Lauderdale Mortgage, Miami Home Mortgage, Miami Beach refinaces, Naples mortgage, Palm Beach mortgage, West Palm Beach mortgage. acts as a mortgage broker/ mortgage lender on Home Loan Florida, commercial loans, Florida Refinance, construction loan and home equity lines throughout Florida. They specializes in South Florida Home Loan and Mortgages.

One of the advantages of working with our Mortgage Lender company is that we have over 300 lenders available to help the needs of our clients. Miami Refinance

What is a short sale?

What is title insurance?

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homes for sale in boca raton florida

24. April 2010 by admin.

Whether you are buying a beach front estate or selling a condominium in Boca Raton Florida you need a Real Estate Agent to assist you.

However, you should consider to be assisted by our Agents at SellFirst Realty.

We provide state-of-the-art technological support and marketing innovations.

Visit Homes For Sale in Boca Raton Florida

Plus, our nationwide title and mortgage network allow us to offer a one stop client friendly service.�

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Refinance Florida

9. April 2010 by admin.

Have you been trying to Refinance Florida Home? Struggling to do so, we have solutions that can help.

In some cases you don’t even need an appraisal to Refinance Florida Mortgage.

Refinance Florida Rates are lower than ever and getting qualified is quick and painless.

Refinance Florida is available in Miami, Boca Raton, Fort lauderdale, Tampa, Jacksonville, orlando and through out the rest of Florida and many other states.

Always get a Florida Title Insurance Quote so that you know exactly how much your title closing costs will be.

Also, if you are like some other unfortunate homeowners and may be in need of a short sale, try What is a Short Sale for info on Short Selling your home, they will provide you with a free Short Sale Package

Florida Home Refinance

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short sale not loan modification

12. March 2010 by admin.

Loan Modification vs Short Sale

Like many real estate property owners, short sale as become part of their vocabulary recently and yet unfortunate could give you a new lease on freedom once you complete the sale of your home. Prior to short sale, a homeowner should really try and ask the bank for a modification. Loan modifications can work if you still have a job and able to meet a new monthly obligation. The idea of being able to pay less interest, let’s say of a 5 year period allows you to maybe make some extra payments which in return would lower your principal balance, bringing it more in line to your home’s value. Now that’s a plan right, maybe stay in the home, eventually really own the home, after all it will be along while before you get the opportunity again because foreclosure doesn’t go away quick.

If Loan modification is out of the question your next best bet is to try and short sale your home.

In order to short sale your home you will need help from certain people, one being a realtor who understands the short sale process and two a short sale title company who can help you submit all the necessary documents to the bank.

The realtor, this person should really understand how to work a short sale as it will challenge them way more than a normal sale. They need to understand the process so that they can explain it to you and help prepare you for the sale. They need to be able to market with confidence and with a budget as buyers are more likely to go with a normal sale, as it will result in a much quicker close.

The short sale title company, the title company is “key” to a quick sale. As the title company they need to be able to handle the work load of a short sale, able to carry the upfront cost of processing and title reports if they offer a Free Short Sale Program or Free Short Sale Processing. A short sale title company needs to understand the documents and have the knowhow in creating the HUD for a short sale.

All in all a short sale may not be better than a Loan Modification but it is definitely better than a foreclosure. A short sale shows that, you took responsibility for the home you bought and at the end of the day if you ever went for a new mortgage someone with a little commonsense will realize that and maybe give you a new mortgage loan.

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Pay Day Loans

3. February 2010 by admin.

Pay Day Loans

Our OnlineCash911 payday loan service increases your chances of getting instant approval by submitting to one of our networks of affiliated loan lenders. Using the Express Payday Loan application form on your right you can be approved and have your CASH. Apply now and have cash sent directly to your personal checking account.

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